ing csv import

lib/screens/home_screen.dart

@@ -54,11 +54,11 @@ class _HomeBody extends StatelessWidget {
 
   @override
   Widget build(BuildContext context) {
-    if (bank.isLoading && bank.balance == null && !bank.isLinked) {
+    if (bank.isLoading && bank.balance == null && !bank.hasData) {
       return const LoadingView(message: 'Checking bank link…');
     }
 
-    if (!bank.isLinked) {
+    if (!bank.isLinked && !bank.hasData) {
       return ListView(
         physics: const AlwaysScrollableScrollPhysics(),
         children: [
@@ -74,7 +74,7 @@ class _HomeBody extends StatelessWidget {
       );
     }
 
-    if (bank.error != null && bank.balance == null) {
+    if (bank.error != null && bank.balance == null && !bank.hasData) {
       return ListView(
         physics: const AlwaysScrollableScrollPhysics(),
         children: [

lib/screens/settings_screen.dart

@@ -1,6 +1,9 @@
-/// Settings tab: theme mode, API endpoint, and bank link status.
+/// Settings tab: theme mode, API endpoint, bank link, and CSV import.
 library;
 
+import 'dart:convert';
+
+import 'package:file_picker/file_picker.dart';
 import 'package:flutter/material.dart';
 import 'package:provider/provider.dart';
 
@@ -14,6 +17,95 @@ import '../widgets/responsive_body.dart';
 class SettingsScreen extends StatelessWidget {
   const SettingsScreen({super.key});
 
+  Future<void> _importCsv(BuildContext context, BankController bank) async {
+    // Use FileType.any — Android often greys out real ING exports when
+    // filtering to csv/txt (odd MIME types / no extension / Downloads).
+    final picked = await FilePicker.platform.pickFiles(
+      type: FileType.any,
+      withData: true,
+      allowMultiple: false,
+    );
+    if (picked == null || picked.files.isEmpty) return;
+
+    final file = picked.files.single;
+    var bytes = file.bytes;
+    if ((bytes == null || bytes.isEmpty) && file.path != null) {
+      bytes = await file.xFile.readAsBytes();
+    }
+    if (bytes == null || bytes.isEmpty) {
+      if (!context.mounted) return;
+      ScaffoldMessenger.of(context).showSnackBar(
+        const SnackBar(content: Text('Could not read the selected file')),
+      );
+      return;
+    }
+
+    String raw;
+    try {
+      raw = utf8.decode(bytes);
+    } catch (_) {
+      raw = latin1.decode(bytes);
+    }
+
+    try {
+      final result = await bank.importIngCsv(raw);
+      if (!context.mounted) return;
+      ScaffoldMessenger.of(context).showSnackBar(
+        SnackBar(
+          content: Text(
+            result.added.isEmpty
+                ? 'No new transactions '
+                    '(${result.skippedDuplicates} already in the app)'
+                : 'Imported ${result.added.length} new'
+                    '${result.skippedDuplicates > 0 ? ' · skipped ${result.skippedDuplicates} duplicates' : ''}'
+                    ' of ${result.parsed} CSV rows',
+          ),
+        ),
+      );
+    } on FormatException catch (error) {
+      if (!context.mounted) return;
+      ScaffoldMessenger.of(context).showSnackBar(
+        SnackBar(content: Text(error.message)),
+      );
+    } catch (_) {
+      if (!context.mounted) return;
+      ScaffoldMessenger.of(context).showSnackBar(
+        SnackBar(content: Text(bank.error ?? 'Import failed')),
+      );
+    }
+  }
+
+  Future<void> _clearImports(BuildContext context, BankController bank) async {
+    final ok = await showDialog<bool>(
+      context: context,
+      builder: (context) {
+        return AlertDialog(
+          title: const Text('Clear imported CSV?'),
+          content: Text(
+            'Removes ${bank.importedCount} locally imported transactions. '
+            'Bank-linked data is kept.',
+          ),
+          actions: [
+            TextButton(
+              onPressed: () => Navigator.pop(context, false),
+              child: const Text('Cancel'),
+            ),
+            FilledButton(
+              onPressed: () => Navigator.pop(context, true),
+              child: const Text('Clear'),
+            ),
+          ],
+        );
+      },
+    );
+    if (ok != true || !context.mounted) return;
+    await bank.clearImportedTransactions();
+    if (!context.mounted) return;
+    ScaffoldMessenger.of(context).showSnackBar(
+      const SnackBar(content: Text('Imported transactions cleared')),
+    );
+  }
+
   @override
   Widget build(BuildContext context) {
     final themeController = context.watch<ThemeController>();
@@ -109,6 +201,47 @@ class SettingsScreen extends StatelessWidget {
               style: theme.textTheme.bodyMedium,
             ),
             const SizedBox(height: 28),
+            Text('CSV import', style: theme.textTheme.titleMedium),
+            const SizedBox(height: 8),
+            Card(
+              child: Column(
+                children: [
+                  ListTile(
+                    leading: const Icon(Icons.upload_file_outlined),
+                    title: const Text('Import ING CSV'),
+                    subtitle: Text(
+                      bank.isImporting
+                          ? 'Importing…'
+                          : bank.importedCount == 0
+                              ? 'Adds older history without duplicating bank feed'
+                              : '${bank.importedCount} imported rows kept locally',
+                    ),
+                    trailing: TextButton(
+                      onPressed: bank.isImporting
+                          ? null
+                          : () => _importCsv(context, bank),
+                      child: Text(bank.isImporting ? '…' : 'Import'),
+                    ),
+                  ),
+                  if (bank.importedCount > 0) ...[
+                    const Divider(height: 1),
+                    ListTile(
+                      leading: const Icon(Icons.delete_outline),
+                      title: const Text('Clear imported CSV'),
+                      onTap: () => _clearImports(context, bank),
+                    ),
+                  ],
+                ],
+              ),
+            ),
+            const SizedBox(height: 8),
+            Text(
+              'Supports ING Netherlands exports (Dutch or English headers, '
+              'comma or semicolon). Matching uses date + amount + merchant, '
+              'so overlaps with the live feed are skipped.',
+              style: theme.textTheme.bodyMedium,
+            ),
+            const SizedBox(height: 28),
             Text('About', style: theme.textTheme.titleMedium),
             const SizedBox(height: 8),
             Card(

lib/screens/transactions_screen.dart

@@ -19,7 +19,10 @@ import '../widgets/tx_heatmap.dart';
 import 'transaction_detail_screen.dart';
 
 class TransactionsScreen extends StatefulWidget {
-  const TransactionsScreen({super.key});
+  const TransactionsScreen({super.key, this.initialMonth});
+
+  /// When set, opens on this calendar month instead of the current month.
+  final DateTime? initialMonth;
 
   @override
   State<TransactionsScreen> createState() => _TransactionsScreenState();
@@ -28,11 +31,24 @@ class TransactionsScreen extends StatefulWidget {
 class _TransactionsScreenState extends State<TransactionsScreen> {
   final _searchController = TextEditingController();
   String _query = '';
-  DateTime _month = monthStart(DateTime.now());
+  late DateTime _month;
   DateTime? _selectedDay;
   var _searchInMonthOnly = false;
   final Set<String> _labelFilters = {};
 
+  @override
+  void initState() {
+    super.initState();
+    final initial = widget.initialMonth;
+    final now = monthStart(DateTime.now());
+    if (initial == null) {
+      _month = now;
+    } else {
+      final start = monthStart(initial);
+      _month = start.isAfter(now) ? now : start;
+    }
+  }
+
   @override
   void dispose() {
     _searchController.dispose();
@@ -172,7 +188,7 @@ class _TransactionsScreenState extends State<TransactionsScreen> {
       return const LoadingView(message: 'Loading transactions…');
     }
 
-    if (!bank.isLinked) {
+    if (!bank.isLinked && bank.transactions.isEmpty) {
       return ListView(
         physics: const AlwaysScrollableScrollPhysics(),
         children: [