IngTrak

Personal finance app for Enable Banking (ING and other supported banks): transactions, labels, charts, budgets, look-ahead projections, and PocketBase cloud sync.

• Package: com.ingtrak.app
• Platform: Android (Flutter)
• Flutter: 3.47+ · Dart: 3.13+

Features

• Bank connect — Enable Banking via backend API + in-app WebView; optional deep link ingtrak://connected
• Home — Balance, customizable layout: built-in sections (Transactions / Categorized / Recent) and filter widgets (stats or budget, half/full width, bar/pie/ring)
• Transactions — Search, filters, month heatmap, labels, notes, merchant / “apply to similar” rules
• Overview — Income/expense and label charts; save favourite chart filters
• Look ahead — Projected balance from recurring templates
• Sync — Bidirectional PocketBase sync (transactions, labels, annotations, favourites, home widgets, app prefs)
• Theme — Light / dark / system (local)
• CSV — Import ING CSV exports (Settings)

Prerequisites

• Flutter SDK 3.47 or newer (Dart 3.13)
• Android Studio / SDK (Java 17), emulator or device
• Reachable bank API (API_BASE_URL) and PocketBase (POCKETBASE_URL)
• PocketBase auth collection usersapp (create this before running migrations)

flutter doctor
flutter doctor --android-licenses   # if prompted

Quick start

cd ingtrakapp
cp .env.example .env          # edit URLs if needed
flutter pub get
flutter devices
flutter run                   # or: flutter run -d android

First Android build downloads Gradle and may take a few minutes.

Useful commands

flutter analyze
flutter test
flutter run --release
flutter build apk

Override config without editing .env

flutter run \
  --dart-define=API_BASE_URL=https://your-api.example \
  --dart-define=POCKETBASE_URL=https://your-pb.example \
  --dart-define=POCKETBASE_USERS_COLLECTION=usersapp

--dart-define values win over .env.

Configuration

Copy .env.example to .env (both are listed as Flutter assets). No secrets belong in these files.

Variable	Purpose	Example
API_BASE_URL	FastAPI bank / Enable Banking proxy	https://ingtrak.satoshinakamoto.win
POCKETBASE_URL	PocketBase instance	https://pb.satoshinakamoto.win
POCKETBASE_USERS_COLLECTION	Auth collection name	usersapp

Loaded in lib/utils/app_config.dart at startup (flutter_dotenv). Fallbacks: hosted API URL, PocketBase http://127.0.0.1:8090.

Bank redirect URIs

1. HTTP callback (Enable Banking Control Panel / backend REDIRECT_URI):
   {API_BASE_URL}/api/connect/callback
2. Optional app deep link (after HTML bounce; not registered with Enable Banking):
   ingtrak://connected?code=…
   Declared in AndroidManifest.xml and handled via app_links.

PocketBase setup

Migrations live in pocketbase/pb_migrations/. They assume collection usersapp already exists.

Collections

Migration	Collection
1740000000	labels, tx_meta, merchant_rules, exact_templates
1740000001	transactions
1740000002	recurring_templates
1740000003	overview_favourites
1740000004–0006	home_filter_widgets (+ half width, budget fields)
1740000007	app_prefs (Home section toggles + Look ahead years)
1740000008	home_filter_widgets.label_match (AND/OR)
1740000009	usersapp.is_admin (admin accounts)

Built-in labels stay in the app; only custom labels sync. Rows are scoped per user (user = @request.auth.id).

Admin accounts

Migration 1740000009 adds is_admin (bool) on usersapp. In PocketBase Admin → Users → edit a user → enable is_admin.

Admins see an Admin badge on Account and can Create test transaction (saved locally and synced with bank transactions). Normal users do not get that action. Re-sign-in after flipping the flag so the app picks it up.

Apply migrations (typical Linux host)

sudo cp pocketbase/pb_migrations/*.js /opt/pocketbase/pb_migrations/
sudo chown pocketbase:pocketbase /opt/pocketbase/pb_migrations/*.js
sudo -u pocketbase /opt/pocketbase/pocketbase migrate up
sudo systemctl restart pocketbase

Adjust paths if your PocketBase install differs. After migrate, sign in on the app and run Sync (Account) so local data uploads.

What syncs

• Bank transactions, labels, tx annotations, merchant/exact templates
• Recurring templates, overview favourites, home filter widgets
• App prefs: Home built-in section visibility, Look ahead max years

Theme mode stays device-local.

Project layout

ingtrakapp/
├── android/                      # Android embedding (com.ingtrak.app)
├── assets/branding/              # App icon source + generated launcher assets
├── lib/
│   ├── main.dart                 # Providers, dotenv, deep links
│   ├── models/                   # Bank, meta, favourites, home widgets, prefs
│   ├── providers/                # Auth, bank, sync, tx_meta, preferences, theme
│   ├── screens/                  # Splash, auth, Home / Overview / Look ahead, …
│   ├── services/                 # Bank API, PocketBase sync, CSV, storage
│   ├── utils/                    # Config, theme, constants, connect helpers
│   └── widgets/                  # Home widgets, filters, charts, sync UI
├── pocketbase/pb_migrations/     # Schema migrations
├── test/
├── .env.example
└── pubspec.yaml

Launcher icon

Source: assets/branding/app_icon.png. Regenerate Android mipmaps:

dart run flutter_launcher_icons

(Configured in pubspec.yaml; iOS not enabled — no ios/ folder yet.)

First-run checklist

1. .env points at your API + PocketBase
2. PocketBase migrations applied; usersapp exists; create an account (or use Admin → Users)
3. Backend Enable Banking REDIRECT_URI matches {API_BASE_URL}/api/connect/callback
4. flutter run → sign in → Settings → connect bank (or import CSV) → Account → Sync

License / privacy

Private project. Bank credentials and tokens are handled by your backend and Enable Banking — keep API and PocketBase access controlled.