sync transactions with pocketbase 2

lib/screens/account_screen.dart

@@ -34,6 +34,10 @@ class AccountScreen extends StatelessWidget {
                 ? 'Not synced yet'
                 : 'Last sync ${_formatTime(lastSync)}';
 
+    final categorized = meta.labeledTransactionCount(bank.transactions);
+    final perTxAnnotations = meta.syncableAnnotationCount;
+    final viaMerchantOnly = meta.merchantOnlyLabeledCount(bank.transactions);
+
     return Scaffold(
       appBar: AppBar(title: const Text('Account')),
       body: ResponsiveBody(
@@ -119,13 +123,12 @@ class AccountScreen extends StatelessWidget {
                     leading: const Icon(Icons.phone_android_outlined),
                     title: const Text('What syncs'),
                     subtitle: Text(
-                      'Bank cache stays on this device '
-                      '(${bank.transactions.length} transactions).\n'
-                      'Cloud gets labels/notes only: '
-                      '${meta.syncableAnnotationCount} annotated txs, '
-                      '${meta.merchantRuleCount} merchant rules, '
-                      '${meta.customLabelCount} custom labels.\n'
-                      'PocketBase tx_meta ≈ annotated count, not bank total.',
+                      'Categorized on device: $categorized\n'
+                      '· Per-tx annotations → PocketBase tx_meta: $perTxAnnotations\n'
+                      '· Via merchant rules only (not separate tx_meta rows): $viaMerchantOnly\n'
+                      'Merchant rules synced: ${meta.merchantRuleCount}\n'
+                      'Bank transactions → PocketBase transactions: '
+                      '${bank.transactions.length}',
                     ),
                     isThreeLine: true,
                   ),

lib/screens/login_screen.dart

@@ -77,8 +77,8 @@ class _LoginScreenState extends State<LoginScreen> {
             ),
             const SizedBox(height: 8),
             Text(
-              'Sign in to link this device with PocketBase. Your labels, '
-              'notes, and bank cache stay on this phone until sync is added.',
+              'Sign in to link this device with PocketBase. Labels, notes, '
+              'and bank transactions sync across your devices.',
               style: theme.textTheme.bodyMedium?.copyWith(
                 color: theme.colorScheme.onSurfaceVariant,
               ),