fix recurrent spendings

lib/screens/look_ahead_screen.dart

@@ -34,7 +34,6 @@ class LookAheadScreen extends StatefulWidget {
 class _LookAheadScreenState extends State<LookAheadScreen> {
   var _period = _PeriodMode.monthly;
   late DateTime _cursor;
-  var _didBackfill = false;
   List<RecurringItem>? _cachedItems;
   int? _itemsCacheKey;
 
@@ -135,16 +134,6 @@ class _LookAheadScreenState extends State<LookAheadScreen> {
     final theme = Theme.of(context);
     final colors = theme.colorScheme;
 
-    if (!_didBackfill && bank.transactions.isNotEmpty) {
-      _didBackfill = true;
-      WidgetsBinding.instance.addPostFrameCallback((_) {
-        if (!mounted) return;
-        context
-            .read<TxMetaController>()
-            .ensureAutoRecurringTemplates(bank.transactions);
-      });
-    }
-
     final balance = bank.balance;
     final currency = balance?.currency ??
         (bank.transactions.isNotEmpty
@@ -190,6 +179,17 @@ class _LookAheadScreenState extends State<LookAheadScreen> {
       }
     }
 
+    // One occurrence of each template per month (template run-rate).
+    var monthlyIncome = 0.0;
+    var monthlyExpense = 0.0;
+    for (final item in items) {
+      if (item.amount >= 0) {
+        monthlyIncome += item.amount;
+      } else {
+        monthlyExpense += -item.amount;
+      }
+    }
+
     return Scaffold(
       appBar: AppBar(
         title: const Text('Look ahead'),
@@ -303,7 +303,7 @@ class _LookAheadScreenState extends State<LookAheadScreen> {
               children: [
                 Expanded(
                   child: Text(
-                    'Recurring templates',
+                    'Recurring spendings',
                     style: theme.textTheme.titleMedium,
                   ),
                 ),
@@ -317,8 +317,8 @@ class _LookAheadScreenState extends State<LookAheadScreen> {
             const SizedBox(height: 4),
             Text(
               items.isEmpty
-                  ? 'Mark transactions as recurring, or create a template.'
-                  : '${items.length} template${items.length == 1 ? '' : 's'} · '
+                  ? 'Create a spending from a transaction, or tap New.'
+                  : '${items.length} spending${items.length == 1 ? '' : 's'} · '
                       'projected income ${formatMoney(income, currency)} · '
                       'expenses ${formatMoney(expenses, currency)}.',
               style: theme.textTheme.bodySmall?.copyWith(
@@ -326,13 +326,37 @@ class _LookAheadScreenState extends State<LookAheadScreen> {
               ),
             ),
             const SizedBox(height: 10),
+            Row(
+              children: [
+                Expanded(
+                  child: _SummaryCard(
+                    icon: Icons.south_west,
+                    iconBackground: AppTheme.accent.withValues(alpha: 0.18),
+                    iconColor: AppTheme.accent,
+                    amount: formatMoney(monthlyIncome, currency),
+                    label: 'Monthly income',
+                  ),
+                ),
+                const SizedBox(width: 12),
+                Expanded(
+                  child: _SummaryCard(
+                    icon: Icons.north_east,
+                    iconBackground: AppTheme.expense.withValues(alpha: 0.18),
+                    iconColor: AppTheme.expense,
+                    amount: formatMoney(monthlyExpense, currency),
+                    label: 'Monthly expense',
+                  ),
+                ),
+              ],
+            ),
+            const SizedBox(height: 10),
             if (items.isEmpty)
               const EmptyState(
                 icon: Icons.event_repeat_outlined,
-                title: 'No recurring templates',
+                title: 'No recurring spendings',
                 message:
-                    'Mark a transaction as recurring, or tap New to base a '
-                    'template on a transaction or label average.',
+                    'Open a transaction and tap Create recurring spending, '
+                    'or use New to pick a transaction or label average.',
               )
             else
               Card(
@@ -584,7 +608,7 @@ class _TemplateTile extends StatelessWidget {
 
     return ListTile(
       leading: IconButton(
-        tooltip: 'Edit template',
+        tooltip: 'Edit spending',
         icon: Icon(Icons.tune, color: colors.primary),
         onPressed: tpl == null
             ? null